Loan Modifications:

If you can no longer afford to make your monthly loan payments, either because your interest rate has increased or you have less income or you are experiencing a hardship that has increased your expenses (like medical bills), you may qualify for a loan modification to make your monthly mortgage payment more affordable.

Millions of borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible.

FDIC Loan Modification Programs.

For additional information go to the FinancialStability.gov website.

For convenience, you can submit an online application.

For further information, visit Hope Now or makinghomeaffordable.gov

Read the latest Press Release from the U.S Department of the Treasury, 03/19/2009.

Credit Counselling: Consumer Credit Counselling Service